The Small Business Administration (SBA) offers significant advantages over conventional commercial financing. Congress has allocated 15 billion dollars to the SBA 504 program and they are anxious to lend. Any business with a net worth less than 7 million dollars with annual net income less 2.5 million dollars is eligible; as long as the business occupies at least 51% of the subject property.

 THE PRINCIPLE ADVANTAGES:

  • ONLY 10% DOWN PAYMENT ALLOWS THE BUSINESS TO CONSERVE CAPITAL COMPETITIVE FIXED RATES

  • ASSUMABLE

  • CLOSING COSTS AND SOFT COSTS ROLLED IN

  • NO BALLOON PAYMENTS

  • RENOVATIONS AND EQUIPMENT CAN BE INCLUDED

  • OFFERS TAX ADVANTAGES AND ALLOWS BUSINESS TO BUILD EQUITY AND CUT FIXED COSTS THROUGH OWNERSHIP – RENTS HAVE HISTORICALLY INCREASED @ 3.5% ANNUALLY